Next Day Funding Merchant Accounts

Turn Some Day Into Next Day and Get Funded Faster

For business owners, cash flow is key. You need continuous access to funds to pay your bills, meet payroll demands and keep your business moving forward. So why settle for 2-4 day delays in your credit card processing? Get the small business merchant account that pays you faster. Make the switch to Leap Payments and discover the Next Day Funding difference:

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  • Convert sales to account revenue in record time
  • Use your merchant bank account to meet obligations
  • Gain the flexibility to manage the ups and downs of operating a business

Which cards are eligible for Next Day Funding?

All credit and debit card transactions. With this exclusive service, cards funded the following day included Visa, MasterCard, Discover, even American Express and electronic checks. No exceptions, no excuses.

How does it work?

With Leap Payments, you can be paid in as little as eight hours.  Simply process your daily batch of transactions (by automation or manually as you prefer) before 10pm Eastern—your money will show up in your account the following morning. This special service is available regardless of which bank you choose for your deposits. And yes, even on Fridays and Saturdays, your transactions will be deposited into your account and available for use by Monday morning.

Standard ACH Next Day Funding Same Day Funding
Batched
on Day
Time
(early close)
Funds Available
to Merchant
Time
(early close)
Funds Available
to Merchant
Time
(early close)
Funds Available
to Merchant
Monday 10:00 PM ET Wednesday 10:00 PM ET Tuesday 6:00 AM ET Monday
Tuesday 10:00 PM ET Thursday 10:00 PM ET Wednesday 6:00 AM ET Tuesday
Wednesday 10:00 PM ET Friday 10:00 PM ET Thursday 6:00 AM ET Wednesday
Thursday 10:00 PM ET Monday 10:00 PM ET Friday 6:00 AM ET Thursday
Friday 10:00 PM ET Tuesday 10:00 PM ET Monday 6:00 AM ET Friday
Saturday 10:00 PM ET Tuesday 10:00 PM ET Monday 6:00 AM ET Monday
Sunday 10:00 PM ET Tuesday 10:00 PM ET Monday 6:00 AM ET Monday
Standard ACH Next Day Funding Same Day Funding
For any funding payments (no dollar limit applies)
For any funding payments (no dollar limit applies)
For batches less than $25k
For domestic payments
For domestic payments
For domestic payments only
No fee*
Ideal for businesses that batch out before 10 p.m. EST
Ideal for businesses that batch out after 10 p.m. EST
Receive funds within 24 to 72 hours
Receive funds next business day
Receiving banks have to make funds available at the end of the same business day
No expedited funding – standard processing applies Beginning March 2018, funds will be available
by 5 p.m. local time, same business day!

Is there any way to get faster funding?

No, unfortunately even “instant funding” is not faster than our service, see our blog post for details.

Sounds great, but what does it cost?

Depending on processing volumes, Leap Payments offers this service for a nominal monthly fee of just $9.95 or less. There are no additional “per transaction” fees. In addition, your processing rates stay the same whether you choose the standard 2-3 day or next day option. Ask your relationship manager about adding this service to your account.

Faster Funding, Better Merchant Services

So if you accept credit cards, insist on faster funding. Insist on Leap Payments. Discover how our faster funding and other credit card processing merchant services, including our merchant account credit cards, can transform your business operations. Call us today at (800) 993-6300 or contact us online and let’s turn “Someday I wish” into “Today I can!”

Contact Us Below & Secure Your Lifetime Rate Lock Today!

Or Call: 800-993-6300

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