Gun & Ammo Merchant Accounts
Credit Card Processing

At Leap Payments our goal is to make sure that your business can process credit cards. We can support industries considered by some to be high risk with domestic and even off shore solutions, so your business can accept credit cards.

Gun & Ammo Retailer Merchant Accounts

Merchant Accounts for Gun and Ammo Retailers
Currently, the sale of firearms for hunting and home defense in the United States have risen to unprecedented records. The firearm and ammo business is booming, and many individuals are looking to get into the industry. Having the ability to accept credit and debit card transactions increases revenue and provides a convenient service to your customer base. Many gun sellers have been looking to utilize mobile and online credit card processing solutions for online gun sales and at gun shows. Regardless of how well the industry is doing, getting approved for a gun and ammo merchant account is difficult. Leap Payments is a merchant account provider that will allow gun and ammo vendors accept credit card payments at their shop and on the go.

Anyone with even a modest amount of experience in firearms retail and service understands that it can be a challenge to find a serviceable or reasonable gun dealer merchant services provider.

Too many firearms retailers endure the difficulties of the application process only to have their time wasted by arbitrary rejections. Like any business in today’s competitive economy, your success as a firearms retailer depends on your ability to take debit and card payments and accept the credit of your paying customers.

You may not be aware that to most common reason firearms retailers, gunsmiths, and anyone in the industry are denied access to a firearm merchant account is because they are considered to be high risk. What that means is, because of the nature of your business, it is presumed that you are likely to fail to uphold your end of the agreement.

This is no reason to give up. Even if your bank has repeatedly refused to provide you with firearm credit card processing services, does not mean that you don’t have more options. In order to obtain a gun friendly merchant account, while getting the best deal possible, it’s imperative that you understand the following key points.

The Nature the Firearms Business

The strict federal regulations controlling the sale and servicing of firearms makes the entire industry off-putting to financial institutions. They are in the business of mitigating risk, and when you come in and ask for gun and ammo merchant services – the specter of unnecessary risk appears in their minds.

This, combined with public perception and touchy political nature of firearms and gun ownership can make a would-be lender feel squeamish. In short, they fear for their reputation. That, more than any other, is the biggest reason it can be so hard to get gun friendly credit card processing services.

The Question of Online Exchanges & FFL

Suppose you have located a credit processor who is known to work with firearms dealerships and provide gun friendly merchant services. You apply for your merchant account, and are rejected. The question is ‘why?’ This would be a good time to review the way your business is set up. It could be due to a high number of online sales on your end.

Most payment service providers prefer traditional brick-and-mortar businesses over online retailers due to the increased risk of chargebacks and fraud.

What’s more, the complexities of working with a dealer who has to work within the limitations of Federal Firearms Licensing, can make payment service providers uneasy. While it’s true that FFL sales requirements may actually make sales more secure- proving that to a prospective payment service provider can be an uphill battle.

Potential Credit Issues

Some credit processors will only provide gun dealer credit card processing if the dealership has a long history of sales with the documentation to prove that they have the ability to stay in business into the foreseeable future. They want to see that you have a history of making timely payments to your creditors. They want to see proof that you have a loyal customer base which provides you stable income. Any potential red flags may look ever redder to them, unfortunately, due to the nature of your business.

High-Risk Gun and Ammo Industry Approval
Gun and ammo retailers have faced difficulty when it comes to the online space, often getting denied for the same services they offer at their retail location. The firearm industry is labeled as high-risk by the financial institutions for various reasons:

  • Uncertainties of Future Regulations
  • High Chargeback Rates
  • Frequency of Fraudulent Sales
  • Large Ticket/Transaction Amounts

As the future of online firearm sales changes, it will cause new obstacles for your business as it grows into the digital world. When it comes to processing online and mobile firearm credit card sales outside of the retail location, many common solutions such as Square and PayPal are now refusing service. Don’t get left behind with a company that refuses to let you grow and offer the best services to your customers. Leap Payments has custom solutions for gun and ammo merchant accounts to fit your business needs.

Leap Payments Guns, Firearms and Ammo Merchant Account
Leap Payments is the best-rated credit card processing company in the industry and we have experience working with high-risk merchants. You need a gun and ammo merchant account that offers you flexibility and financial security so you can focus on creating the best experience for your customers. We believe in keeping your costs down, getting you the lowest possible rates, and fitting you with a unique processing solution. Here are just some of the reasons companies open a firearms merchant account with Leap Payments:

  • Lifetime Rate Lock
  • Customized Online Processing Solutions
  • Next Day Funding*
  • 100% U.S.-Based Support Anytime

Since many customers prefer to pay by credit card, we work with gun and ammo companies to install card readers at physical locations and assist with building an online credit card processing program that integrates easily with their website. Learn more about the Leap Payments advantage and take the first step toward opening your firearm merchant account today.

Here at Leap Payments, our goal is to provide specialized payment services for ammunition and firearms related merchants. We have optimized our service to cater especially to companies that do business by phone as well as by eCommerce. To achieve this, we have come to understand that particular needs of firearms retailers and related business models. We work with ammunition distributors, manufacturers, and companies that re-sell used firearms and gun parts. We also work closely with gun ranges.
We Provide:

  • Gun dealer merchant account services
  • Firearm credit card processing
  • Ammo merchant account services
  • Ammo credit card processing
  • and more

We will provide you with our specialized “firearm merchant credit processing quick sheet.” This enables you to find everything you need for the applications process in one convenient place. We’ll work with you to make sure you can get all the information you need to complete the process and keep your business running smoothly.

We want you to obtain your online or retail firearms merchant account and enjoy many years of success in your time-honored industry.

Leap Payments understands the challenges associated with accessing reliable and credit card processing for gun shops and firearms merchants. Close and personal working relationships are required between partners in an industry that appears much riskier than it is to financial institutions who are not familiar with it. That’s where we come in!

We work hard to be the go-to choice for firearms merchants for over the counter retail and eCommerce payments. To learn more, contact us today. A firearm merchant services professional is standing by to answer your questions.

*Next day funding is not guaranteed for all merchant accounts. Available only for qualifying merchants. To see if you qualify, call (800) 993-6300 now and speak to an account specialist.

Contact Us Below & Secure Your Lifetime Rate Lock Today!

Or Call: 800-993-6300

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