Converge Gateway CVV2 & AVS Response Codes

Transaction Errors; What Do These Codes Mean & How to Fix Them?

CVV2 Response Codes

MCVV2 Match
NCVV2 No Match
PNot Processed
SIssuer indicated that CVV2 data should be present on the card, but the merchant has indicated that the CVV2 data is not present on the card
UIssuer has not certified for CVV2 or Issuer has not provided Visa with the CVV2 encryption Keys

AVS Response Codes

AAddress matches – ZIP Code does not
BStreet address match – Postal code in wrong format. (International issuer)
CStreet address and Postal code in wrong format
DStreet address and Postal code match (International issuer)
EAVS Error
FAddress does compare and 5-digit ZIP code does compare (UK only)
GService not supported by non-US issuer
IAddress information not verified by international issuer
MStreet address and Postal code match (International issuer)
NNo match on street address or ZIP code
ONo response sent
PPostal codes match – Street address not verified due to incompatible formats
RRetry – System is unavailable or timed out
SService not supported by issuer
UAddress information is unavailable
W9-digit ZIP code matches – Street address does not
XExact match
YAddress and 5-digit ZIP code match
Z5-digit ZIP matches – Street address does not

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