Converge Gateway CVV2 & AVS Response Codes
Transaction Errors; What Do These Codes Mean & How to Fix Them?
CVV2 Response Codes
| Code | Explanation |
| M | CVV2 Match |
| N | CVV2 No Match |
| P | Not Processed |
| S | Issuer indicated that CVV2 data should be present on the card, but the merchant has indicated that the CVV2 data is not present on the card |
| U | Issuer has not certified for CVV2 or Issuer has not provided Visa with the CVV2 encryption Keys |
AVS Response Codes
| Code | Explanation |
| A | Address matches – ZIP Code does not |
| B | Street address match – Postal code in wrong format. (International issuer) |
| C | Street address and Postal code in wrong format |
| D | Street address and Postal code match (International issuer) |
| E | AVS Error |
| F | Address does compare and 5-digit ZIP code does compare (UK only) |
| G | Service not supported by non-US issuer |
| I | Address information not verified by international issuer |
| M | Street address and Postal code match (International issuer) |
| N | No match on street address or ZIP code |
| O | No response sent |
| P | Postal codes match – Street address not verified due to incompatible formats |
| R | Retry – System is unavailable or timed out |
| S | Service not supported by issuer |
| U | Address information is unavailable |
| W | 9-digit ZIP code matches – Street address does not |
| X | Exact match |
| Y | Address and 5-digit ZIP code match |
| Z | 5-digit ZIP matches – Street address does not |

Card Payment Options gives us an A, 5 out of 5 rating in all their credit card processor benchmarks

Consistently meeting & exceeding standards for an A+ rating with the Better Business Bureau

Proud recipient of the “Best Entrepreneurial Companies in America” by Entrepreneur Magazine in 2016
Check Out Just A Few of The Companies That Trust & Use Leap Payments
Contact Us Below & Secure Your Lifetime Rate Lock Today!
Or Call: 800-993-6300