Processing payments at the point of sale
If you are a retailer or restaurant owner, point-of-sale (POS) credit card processing solutions are critical to your business. Not only do you need to provide your customers with a secure method of payment which doesn’t compromise their credit card information, you also need to be able to turn out high volumes of transactions quickly. After all, no customer likes waiting in line while outdated credit card processing equipment slowly goes through the process of getting authorization and printing out receipts for a simple transaction.
Leap Payments can help you eliminate these problems. By opening up a retail merchant account with us, we’ll get you set up with the most up-to-date credit card machines and other equipment, allowing you to best manage your POS transactions. We can work with your existing systems to create a solution that works best for you, including card readers that interface directly with your PC.
Our online merchant credit card processing works fast — most payments credit to your account within two to three days, but you can even choose to have payments credited to your account on the next business day for a nominal monthly fee. This is important for businesses which rely on having a steady stream of cash flow available for a variety of needs.
At Leap Payments, we’re experts at helping clients find the most convenient merchant banking solutions possible, from receiving online payments to setting up their own merchant account credit cards. Read below to find out more about how we can help you streamline your POS processing.
Get speed and security with the latest credit card machines and integrated software and hardware solutions designed to meet the needs of retailers and restaurants. Stop worrying about compliance with changing payment industry security requirements, we’ll let you rest easy and save you money.
Devices
Basic Dial-up Terminals
- Easy to set-up and use, dial-up terminals such as the Hypercom T4205 and Verifone Vx510, are a good value if don’t need advanced features. These devices are PCI certified and can be used as a PIN pad or you can purchase an external PIN pad to process PIN debit transactions.
- Cost each $199, with an account
Internet Connected Terminal
- If you have an Ethernet connection near the point of sale, use an IP terminal that connects directly to your network for the fastest possible transaction speed and quick upgrades. These terminals also come with high contrast screens so they are easy to read and can be used connected to a phone line or directly to the internet.
- Cost $299, with an account
PC Connected Virtual Terminal
- Use your existing computer to process your payments via our Virtual Merchant service and with the optional USB card swiping device you can take advantage of the lowest card processing rates for both credit and debit cards.
- You can even add the USB swiper and a wireless service to your current laptop and you’ll have a mobile credit card machine for a fraction of the cost of a dedicated device.
- Cost $79, with an account
Wireless Terminals
- Wireless terminals connect by using cell phone networks, so you can rely on them anywhere you have cell phone reception.
- The included battery lets you accept cards without a plug nearby. If you accept payments at your customer’s location this is a popular solution.
- Cost $449, with an account
Your Cell Phone
- Use your iPhone, Android, Blackberry, Windows Mobile or any internet connected phone to accept payments.
- For iPhone and Android users you can also add a card swiper to transform your phone into a true mobile credit card machine
Point of Sale Systems
- If you already have a Point of Sale (POS) System at your business we can integrate directly with most providers.
- Or if you’d like to upgrade your systems we can gladly help you choose the right Point of Sale system to meet your needs.
- We never charge our clients to integrate with their systems, so there’s no charge to connect your POS System to Leap Payments.
Already have a terminal or POS System? We support most credit card machines and processing methods. Our consultants can answer your questions at 800-993-6300.
How It Works
- Credit card machines with dial-up or internet connected for the fastest possible transactions, or if you already own a device and it’s compliant with in the current security standards we’ll re-program it for you.
- Integrations with your business systems. We have integrations with over 900 software automation solutions and e-commerce shopping carts, so we’ll find a way to keep your payment processing simple using your existing processes and systems.
- No signature required option available to select businesses. If you have a restaurant, food store, taxi service, dry cleaning or gift shop, you may qualify for the Quick Pay service, so transactions under $25 don’t require a customer signature, to speed your customers through the checkout process.
Call 800-993-6300 and Get a Quote from an Expert Payments Consultant
Get a Personalized Pricing Comparison- Discuss your unique set of payment acceptance needs with our expert payments consultants. If you're already accepting cards your consultant will gladly provide a free review of your current rates and fees and provide a free estimate of savings with Leap Payments. Get started by faxing a copy of your current statement to 877-283-8086
- Learn about the latest options for processing credit and debit cards at the point of sale. Our retail and restaurant consultants will provide industry-specific recommendations and advice on how you can process transactions for less using credit card machines or integrated with your point of sale system. Find out about using PIN debit for lower processing costs.
- Get your personalized recommendations in writing and complete our simple application to sign up for a better solution. Our team of customer service experts will ensure a seamless process to help you get started and answer any questions 24/7.
Pricing
- Interchange plus pricing is available so you can take advantage of the industry's lowest cost to accept credit and debt cards. Also called interchange pass-through pricing this plan is typically reserved for only the highest volume businesses, but every client at Leap Payments is offered to this pricing plan to reduce your costs to the bare minimum.
- Multi-tier pricing is also available for businesses with a majority of card present transactions, or who don't want the complexity of interchange plus. This way you'll have fixed rates for every card type that you accept.
- No additional transaction fees for "mid" and "non" qualified cards. Some processors increase the transaction fee for the most common types of cards such as Rewards or Corporate credit cards. With Leap Payments you'll pay the same transaction cost for every card type that you accept.
- No Statement Fees, Data Compliance, or Junk Fees because your statement should be easy to understand and you’ve earned the right to receive a paper statement and see your transaction history online for no cost.
- Talk to one of our sales professionals to tailor a package of solutions to meet your needs, you'll be glad that you did.
FAQ
Q: How quickly can I get set-up?
A: If you apply before noon Pacific time Monday-Friday, in most cases we can have you up and running the next business day.
Q: How can Leap Payments offer the lowest rates?
A: We keep our costs low and pass the savings directly onto our merchants. We also work directly with the largest processor in the United States with over 1.1 million merchant accounts and we’re able to pass along pricing that’s usually reserved for only the largest businesses.
Q: I can't figure out my current statement with my credit card processor, can you help?
A: Certainly, we gladly share our expertise to help business owners, accountants and bookkeepers figure out the true costs of accepting credit and debit cards. Even if you're not quite ready to switch your account, we can provide a free statement analysis. If we don't earn your business today, you'll learn what to ask and how to analyze your statement. Then when you're ready to switch we'll be here for you.
Q: How quickly do I see the funds in my account?
A: Typically 2-3 business days, but we also offer next day funding for nominal monthly fee, so you can get paid faster.
Q: Can I accept Discover and American Express in addition to MasterCard and Visa cards?
A: Absolutely, we offer Mastercard, Visa, Discover and American Express all on a single statement, so you see all your card activity in one place.
Q: Can I use my existing credit card machine?
A: Yes, in most cases we can re-program your existing equipment, as long as it's compliant with the current Payment Card Industry (PCI) standards. Some older equipment is not in compliance which could put you at risk, so we offer great deals on the latest equipment if we can't re-program your device.
Q: Do you offer training for new merchants? A: Yes, whether you've been processing for years or just starting out, we'll make sure that you're fully trained on how to use the equipment and we're available 24/7 to answer your questions.
