Leap Payments Blog

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Understanding Credit Card Fees for Your Retail Business

Accepting credit cards for payment in your retail business makes the shopping experience much more convenient for your customers. However, many business owners may be wary about accepting credit cards due to the initial setup costs and ongoing…
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5 Expenses that are Killing Your Business Revenue

It’s easy to focus on revenue-building strategies, but many business owners forget that some of the expenses they are incurring could easily be holding them back from making additional revenue. This is because these costs are slowing down…
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How to Streamline Business Payments Using Invoicing Tools

Once upon a time in the Dark Ages of business payments, companies used paper invoicing and traditional payment methods like paper checks. It involved a lot of human error, numerous days to process and complete, and paper trails that led to a…
PIN-based Transaction

What You Need to Know About Debit Card Merchant Processing

Some businesses often assume that accepting debit cards will result in the best rates for credit card processing fees. However, this is not always the case, as it largely depends on how the debit card is processed through the card terminal.…
Bail Bonds Companies
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Why Bail Bonds Companies Need Merchant Accounts

There are different options bails bond companies can use to collect the money owed to them by the defendant, in exchange for posting their pay. In today’s electronic age, while cash is still accepted, most people will want to pay with a debit…
High Risk Merchant Accounts
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What You Need to Know About High-Risk Merchant Accounts Credit Card Processing

Certain types of businesses are considered high risk when it comes to merchant accounts and credit card processing. There are several different factors used to determine when a business is deemed high risk, largely based upon the types of products…
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10 Key Factors Not to Overlook When Starting a Business

There’s no guarantee of success when starting a business no matter how great the idea or passionate you are about what you have to offer. In an interview with Sangeeta Badal, Ph.D., Senior Researcher, Entrepreneurship, at Gallup, the research…
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8 Vital Factors That Lead to Your Business’ Success

Business success is not about luck, the right time, nor the right place -- although all three are important and can’t hurt your chances to do well. There are some concrete factors that you can control that have been proven to help entrepreneurs…
Credit Card Processing Services Small business
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The Process to Set Up Alcohol and Liquor Merchant Accounts

The alcohol sales industry is booming and continues to experience growth for both brick-and-mortar stores and online e-commerce retailers. With the market growing, thanks to microbrews, artisan wines, and other specialty spirits, it has allowed…
Airline & Jet Charters Merchant Accounts
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Airline & Jet Charters Merchant Accounts: What You Need to Know

Airline and jet charter services provide valuable travel solutions for people, yet fall into the “high-risk” credit card processing category. There are several reasons why these types of services are considered high risk. To understand these,…
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What Is PCI Compliance?

All credit card companies and card-accepting merchants are required to maintain strict compliance with what are known as the Payment Card Industry Data Security Standards (PCI DSS). These standards exist to ensure that all cardholder information…
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Boost Profits & Revenues by Processing and Accepting Credit Card Payments

Small business owners can be hesitant to start accepting and processing credit and debit card payments because they know there are fees tied to using these payment methods. They can easily be confused by the different credit card processing…
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What to Do if Your Credit Card Processing Account Is Closed or You Are Dropped by Your Provider

It goes without saying that the ability to process credit card payments is the key to the success of your business. More and more customers are leaning toward paying via debit or credit card, with many of them opting to avoid carrying cash altogether.…
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6 Profit-Increasing Reasons Why B2B Companies Should Be Using an Invoicing Tool

Businesses know that they need profits and cash flow in order to sustain their operations. This money helps to pay bills plus offers a way to reinvest in the company. However, U.S. Bank found that cash flow and profitability tend to be a…
debit and credit payments
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Flat Rate Processing vs. Tiered Processing vs. Interchange-Plus Processing

There are several different types of credit card processing and merchant account “plans” to choose from when you want to process debit and credit transactions at your place of business. For many people, understanding the rates, fees, transaction…

5 Truths You Probably Did Not Know About Credit Card Processing

While credit card processing seems pretty straightforward, there are actually many complexities to this aspect of the payments industry that can have you paying too much for the service that your small business needs to in order to give the…
credit card processing fees
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How to Avoid Unnecessary Credit Card Processing Fees

The days of a “cash only” business model are no longer viable in the digital age. For business owners, this means providing their customers with a variety of payment methods in order to ensure continued growth and success. However, deciding…
mobile device card processing
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The Future of Credit Card Processing

There is already a wide array of different payment methods businesses can accept for products and services. As technologies continue to evolve and change, so, too, will the future of credit card processing. Before we look at potential changes…
credit card processors
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Tips To Protect Your Business From Dishonest Credit Card Processors

Retailers and other merchants can’t avoid the necessity of taking credit and debit card payments in today’s increasingly cashless society. What they can avoid is getting taken advantage of by dishonest merchant credit card processing companies…
high risk businesses
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Why High Risk Businesses Get Shut Out of Merchant Accounts

Credit cards are the most popular form of payment used by American consumers. For businesses, that means that being able to accept payments for their services by card is often an integral part of their business. There are lots of reasons…
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iPad POS Systems for Retailers

With the ongoing development of new technology, just about everything is now done in as close to real time as possible. As a result, people expect real time solutions for more than just their social networks. This also includes things like credit…
Gears working in unisen
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Top 7 Tips for eCommerce Processing

Brick-and-mortar stores are still very much with us, but it’s undeniably true that ecommerce is an increasingly popular shopping option among contemporary consumers. It’s no big mystery why this is the case. While in days past shoppers had…
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Credit Card Fraud and Your Business

If you still have doubts whether credit card fraud poses a serious hazard for business owners, all you need to do is take a look at the news. Reports of major credit card breaches are all too common these days, and literally millions of consumers,…
Small business tips
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4 Tips that Will Save Your Business Time and Money

When you’re a small business owner, you’re always on the lookout for ways to save your business money or get more out of the hours in your day. Read below for 4 ways to save business time and money. Use Interns Big business figured…
small business online store tips

How to Choose the Best Online Store Solution for Your Business

In many ways, the internet is a blessing for small business owners and entrepreneurs with dreams of owning their own company. Thanks to the power of e-commerce, many businesses are able to operate with just a website and an online store. Before…
interchange plus
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How Does Interchange-Plus Pricing Differ from Tiered Pricing?

As a merchant, you can expect to pay some sort of processing fee when it comes to your point of sale system that processes credit cards. Every merchant who processes credit card payments must pay a fee to process credit cards. They may pass…

What Is a Merchant Account and Why Do I Have to Pay Fees to Accept Credit Cards?

Nowadays, credit cards are nearly ubiquitous in payment transactions at all levels of our economy, from tiny storefront shops to large online merchants. It has become increasingly difficult to find a consumer who prefers to pay with cash, as…
Credit card merchant processing
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What Is Truncation and How Does It Secure Your Card Data?

In 2003, the Fair and Accurate Credit Transaction Act set terms for credit card processing services. The act was meant to make individuals safer when they used their credit or debit cards, because identity theft had become such a stark reality.…
credit card processing
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Is Your Credit Card Processing System EMV Compliant?

Technology is changing so fast that it can be hard to keep up. Yet, unsavory characters seem to have no problem making sure they are in the loop. Because of that, many advances are being made just to make things more secure. That's what Europay,…
Credit card processor
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Why You Don't Have to Be a Finance Guru to Succeed in Your Business

As a business owner, you will be required to wear many hats. Everything from Chief Operations Officer, to technical support, to janitorial staff will be required of you, especially when first starting out. While you will have to have many skills,…
Credit Card Swipe
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Before You Swipe: What to Look For in a Payment Processor

As consumers are shifting more and more to digitalized transactions using credit cards, debit cards, and apps on their smartphones, existing and new business owners need to ensure they have card processing solutions in place in order to accept…
Merchant Processing Company
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Are You Safe from Fraud with a Chip-Enabled Card?

Now that consumers and merchants around the United States have begun the transition to EMV chip-enabled credit and debit cards, the country is becoming less dependent on magnetic stripe technology and the security risks it presents. How secure…
Business Transaction

Stop Credit Card Fraud from Destroying your Business

Credit card fraud poses a huge financial risk to businesses large and small, as the cost of fraud falls largely on the shoulders of card issuing companies and merchants. Proactive steps by merchants and retailers accepting credit card payments…

How to Choose the Best Credit Card Reader for Your Business

In the same way that no two businesses are exactly the same, no two credit card processing solutions will give you the same benefits. Depending on the type of business you run, you may find yourself relying on physical point-of-sale registers,…
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Five Mistakes Businesses Make When Obtaining a Merchant Account

Operating a business today requires you to be able to accept credit and debit card payments. In order to do this, you need to set up a merchant account and obtain the right credit card processing equipment. However, there is a cost to provide…
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4 Tips for Training Employees to Use EMV

The switch to EMV technology is a big change for credit card processing, especially for merchants who have to start using new equipment, and teach their employees and customers how to use it. To make the switch easier, follow these tips for…

Is A High Risk Merchant Account Right For Your Business?

In today’s increasingly cashless society, businesses must have the capability to process credit and debit card payments to serve their customers. However, many businesses in industries deemed as “high risk”, by banks and other entities…
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Choosing the Right Credit Card Processing Method for Your Business

What is the best option when your business is ready to start accepting credit cards for payment? The first question to ask is how you want to be able to do business with your customers. If you are selling products online, you’ll need an eCommerce…
emv chip
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4 Tips for Cutting Your Credit Card Processing Costs

Credit Card Processing Costs: If you’re a small business owner, then you know that credit card processing services can be expensive. The good news is: There are some easy ways that merchants can lower their credit card processing fees, while…
Credit Card Processing Solutions
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Five EMV Processing Tips for Your Business

The switch to EMV processing or EMV credit and debit card processing began back on October 1, 2015. However, not all businesses were prepared at that time to make the switch. If you still have not switched, you will want to start developing…
credit card machine
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How Does Chargeback Liability Work for EMV?

If you are a merchant or run a payment card issuing organization, you are likely already familiar with EMV technology, and the fact that more credit and debit cards in use contain chips to go along with magnetic stripes. What you may not understand,…
Bottle of Wine
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Determining the Value of Credit Card Processing for Your Business

Value of Credit Card Processing: When starting your own business, it is important to have the infrastructure in place to support and foster growth. Whether you own a permanent retail location in a strip mall, run a food truck in the city, or…
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>2,000 followers on Twitter

Thanks to our clients, friends and like-minded companies for following us on twitter. @leappayments is now the most followed credit card merchant service company on twitter with more followers than anyone else. Please follow us for small business…
Credit Card

Mobile Payments and EMV Technology

Now that the deadline for card issuers and merchants to adopt EMV card technology has come and gone, it is important for organizations to work on improving security for transactions. In addition to new credit and debit cards being issued by…
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Your Credit Card Machine is NOT Secure!

Here’s what you should know about your credit card machine or point of sale system: In the credit processing industry merchants rely on credit card processors that provide secure services in order to complete their transactions. But how secure…
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The Holidays and Credit Card Processing

The holiday shopping season is upon us, which means more customers and sales for businesses around the country. It is the busiest time of the year for retailers and credit card processing companies, and 20-40 percent of a retailer’s annual…
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Credit Card Processing and the Holidays

With the holiday season just around the corner, many shoppers are getting out early to ensure they complete all of their purchases in time. This means that retailers are preparing earlier than ever before for the holiday rush, and making sure…
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Accept PayPal payments with one gateway

As premier reseller of Authorize.Net we're proud to announce that our clients can now accept PayPal payments within your same Authorize.Net gateway account. Authorize.Net merchants can now accept PayPal using PayPal Express Checkout through…

What Your Small Business Needs to Know about EMV

On October 1, 2015, businesses that are not prepared to accept EMV enhanced credit and debit cards as payment will be responsible for any fraudulent transactions that occur. But what is EMV and what do you need to know about the transition as…
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Convenience Fee and Surcharging Rules

Can I charge my customers an additional amount for using their credit card? Business owners want to recoup the processing fees charged by Visa/MasterCard/Discover/American Express, but there are rules that govern this activity referred to…
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Gimmick alert - Instant Funding

We appreciate creativity, but honesty and truth in advertising is paramount. So when Square announced its “Instant funding” we were intrigued as faster funding for your credit card transactions is great and all small business merchant services…
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Choosing the Right Credit Card Machine for Your Small Business

As your small business grows, you will find that you need more sophistication in terms of organization and payment processing in order to serve all of your customers’ needs by using best or right Credit Card Machine. While conducting cash…
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Questions Every Small Business Must Ask Their Credit Card Processor

Signing up with a credit card processor is a big step for small businesses. It allows small business owners to accept more forms of payment, which in turn drives revenue by making it easier and more appealing for customers to shop in the store.…
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Beware of “Free”

Credit card merchant service providers are all over the internet announcing the amazing “free” credit card processing machines they offer. While this sounds very appealing not to pay a high upfront cost, it has some serious dangers and red…
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Cost Cutting Tip - Stop Processing Debit Transactions with PIN Numbers

Debit and Check cards are here to stay, but merchants have a choice how to process these card transactions. You can process a debit/check card as a credit card simply by choosing Credit instead of Debit on the credit card machine, and that transaction…
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The Importance of the Rate Lock

Are your credit card processing rates increasing? Did you know that credit card processors can raise your rate at any time, even if you are in a contract? Over time, even small rate increases can add up and take a significant bite out of your…
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Credit Card Processing for High Risk Industries

Credit Card Processing: Banks can make it difficult to conduct business profitably if you are in an industry that they classify as high risk.  A bank may charge higher fees or even refuse to do business with certain companies. Ticket brokers…
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Leap Proudly supports Children's Miracle Network

In conjunction with Costco, Leap Payments proudly supports Children's Miracle Network. Our banner is proudly displayed at the Burbank, CA Costco location for our support of their local campaign to bring awareness and raise funds for this worthy…
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Payments System: Where Does Your Money Go?

When setting up a payments system for your business, it is important to do your research. Not only is it critical for you to get paid for your products and services, you also need to know how each potential option affects your bottom line. Interchange…
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The Inside Scoop on Refunds and Authorization Holds

An inevitable occurrence when running a business that accepts credit cards is hearing a customer wonder why you held their funds on a credit or debit card or where their money is from a refund. As a business owner you have other things to worry…
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Discounted Authorize.Net Pricing

Authorize.Net: Leap Payments is an authorized reseller of the Authorize.Net® gateway for our clients, so we can offer our customers discounted pricing for the most popular online payment gateway. So you can enjoy: $17.95 per month, with…
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Accept Samsung Pay

Leap Payments merchants will be among the first to accept Samsung Pay! Samsung has a new mobile payment solution it just announced to arrive on the new Galaxy S6 and S6 edge smartphones. It’s called Samsung Pay, their answer to ApplePay,…
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Ticket brokers/agents – You’re welcome here

We’ve heard that First Data, Wells Fargo, Merchant Warehouse, Cayan and many other credit card processors are cleaning out their portfolios and many industries are being caught up in mass merchant account closures. For some reason ticket brokers…
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Reduced American Express Pricing

BREAKING NEWS Now available reduced American Express pricing exclusively for Leap Payments clients. For all new clients your American Express rates are just like Visa/MasterCard rates, so they’re no longer fixed and you pay less for American…
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Leap Payments integrates with QuickBooks Point of Sale (POS)

Announcing support for QuickBooks® Point of Sale customers with Leap Payments credit card processing. Now you can process credit cards within QuickBooks Pro, Premier, Enterprise and now Point of Sale via our plug-in and avoid the high costs…

TESTIMONIAL: Childrens Hunger Fund

I could not be any happier with Leap Payments. I had many questions with different vendors, and Leap Payments stood out as the one who quickly answered my questions and gave me honest answers. The transition went smoothly and they are saving…

Neural Information Processing Systems

I've been working with Leap Payments for the past few weeks on setting up an account. They've quickly answered my many questions and were flexible with helping me find the right gateway and setting up our account in such a way that is best for…

Mather Pumps

Leap Payments is honest and was very helpful answering my questions and getting me set up in a timely manner. A refreshing to find, a true quality company.
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Visa FANF Fee Explained

BREAKING NEWS - Certain processors including TSYS are marking up the visa FANF fee to their merchants and claiming that this markup is part of the Visa fee. Please make sure that you are not a victim of this markup, you should never pay additional…
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Swiped Vs. Keyed Payment Solutions

As credit and debit card transactions continue to take up a greater share of all transactions, merchants need to think hard about how they accept these transactions and the equipment they use to process them. Differing methods of accepting payment…
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Understanding Your Credit Card Processing Statement

Understanding your merchant processing statement can be a difficult task, especially if it is your first time. It is one thing to read it but to understand to a full extent, what you’re paying and to whom, is the real trick. To test whether…
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EMV The Future of Card Technology

It may seem at times that not a month goes by without a security breach that leads to credit card numbers being exposed to hackers. When it comes to consumer and business protection, being able to securely complete transactions and eliminate…
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Leap Payments offers Next Day Funding

With very few credit card processing companies offering next day funding, Leap Payment proudly offers it. We understand that businesses who accept credit card payments are at the mercy of the credit card company when it comes to having access…
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Finding the Right Merchant Credit Card Account

Having a merchant credit card account is as important as having a cash register. Merchant credit card accounts allow retailers and other vendors to process credit card transactions. As more and more consumers rely primarily on plastic to make…
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How to Get Authorized for a Merchant Service Account

As the owner of a new and growing business, you may have managed without a merchant service provider account. Now, you want to grow your volume to a new level and still be able to manage cash flow efficiently. It’s time to become authorized…
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Processing Solutions for E-cigarette Sales

Credit card processing for e-cigarette retailers and online sales. If you sell electronic cigarettes or vapor, traditional merchant service companies will either not support your business or charge you excessively high processing rates. Welcome…

Whitlow Chiropractic

So, wanting to see if I could find a better deal for our merchant service account, I Googled and came upon Leap Payments based in Los Angeles. You can speak to anyone in their office because they're all personable and competent. I felt as though…
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Tips To Grow Your Home-Based Business

Just because you sell goods and services out of your home doesn’t mean your business isn’t reputable or has no capability for growth. Being the owner of a home-based business, simply because you start small does not mean you need to remain…
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A Whole New Way to Pay with Apple Pay

Apple has recently introduced its new payment system known as Apple Pay, with the launch of the latest iPhone 6 and iPhone 6 Plus smart phones. This new system uses Near-Field Communication (NFC) technology for point of sale, as well as online…
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How to Choose Which Merchant Account is Right for Your Business

How to Choose Which Merchant Account Is Right for Your Business   As a business owner, you need to get paid for your goods or services. Many customers pay with cash, but, with the rise of technology, more and more people prefer to…
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Taking Payments Wherever You Are Is a Key to Success

More than ever before, business is done on the go. Instead of requiring customers to come to them in a specific location, more and more businesses are meeting customers where they already are located. That means that businesses need merchant…

Next Day Funding Can Help You Avoid Cash Starvation

How can some companies fail, despite having strong sales and satisfied customers? Simple – cash flow. If you have to wait too long from the time when you make the sale to the point where you receive the money, your business can suffer. Prompt…
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No Tricks or Gimmick Pricing

Credit cards are the most used form of payment on the planet. Allowing your customers to use credit cards is an essential part of any business. There are many credit card processing companies out there that will provide the services, but there…
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Leap Payments Is a Name You Can Count On

When trying to find the best merchant services in the business, you can’t go wrong with Leap Payments. Our history of great customer satisfaction speaks for itself. We value our clients and treat you like a person, not a business. Here are…
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Let Leap Payments Go to Bat for You in Every Way!

Are you a business owner who is tired of getting paid late? Are you a business owner who simply wants better credit card processing that is simple and reliable in every way? If the answer is yes to those questions, please read on to learn more…
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Process Your Client’s Credit Card Transactions in Real Time

Credit Card Transactions in Real Time: Credit card processing can be a very intimidating service, especially for new businesses. While some merchant providers work in a very regimented and inflexible way, there are others that will work with…
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Leap Payments Offers Old Fashioned Customer Service

Leap Payments Offers: What’s great about opening up an account with Leap Payments? We know just how to treat you our customer because we treat you just like we’d want to be treated. Our “old fashioned” approach to service offers our…
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Top Benefits of Receiving Credit Card Payments

If you are in business for yourself, then there’s a chance you will need to be able to receive payments. Leap Payments can help you set up a system that will enable you to receive credit card payments from your clients, either in person, online,…
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Total Merchant Services for the Savvy Business Owner

As a hardworking business owner, you deserve a choice as to which merchant services you use. Businesses need a company that is committed to delivering great service, with nominal costs. Entrepreneurs should have the features they require to…
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Retail Merchant Systems Provide Customized Solutions

Need to process a transaction over the phone or as a brick and mortar retailer? Sounds like you may need a variety of retail merchant services.  This could mean utilizing existing equipment, or integrating new items to deliver the perfect total…
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Simplicity Is Best with Credit Card Processing Companies

Want to accept credit cards from your clients, but not sure where to start? It may all boil down to which credit card processing company you choose to do business with. It is safe to say that there is an endless list of merchant service providers…
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Processing Mobile Credit Card Payment in Three Steps

Processing Mobile Credit Card Payment : The growing popularity of mobile credit card processing makes it easier for business owners to receive payments when on the go and in real time. Decrease the length of checkout lines; keep tabs on a payment…
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Is Your Merchant Services Provider Giving You the Best Service?

Your company needs a merchant service provider that understands your needs, is available when you need it, and is willing to go out of its way to forge a successful partnership with your company. These are the hallmarks of great customer service,…
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Apple Pay compatible solutions

Leap Payments is 100% compatible with Apple Pay’s NFC solution with our latest Ingenico and Verifone credit card machines. Our latest machines are setup to process any of the chip cards now being issued by your credit card company as well…
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Switching Credit Card Processors without the Headache

Business owners who suspect that they may be paying more than they should be for credit card processing do have options. As a manager or entrepreneur, making the decision to switch credit card processors can be tough, especially if the current…
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Gift Card Programs for Customers

A savvy gift card program allows any size business to offer a wider array of purchasing options to clients, and it is a clever, inexpensive way to boost sales. Gift cards aren’t limited to grocery store chains or department stores -- any business…
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How to Avoid Rookie Mistakes with Credit Card Processing Companies

Ready to accept credit card payments? That’s great news, but entrepreneurs will quickly discover that processing credit cards isn’t as easy as swiping a card -- at least not at first. The first step is to choose a reliable merchant account…
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4 Reasons Why You Should Be Accepting Mobile Payments

Welcome to the exciting, expanding world of shopping. With today’s technology, businesses can take mobile payments anywhere their customers are using the right credit card processing companies. That’s perfect for capturing those impulse…
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Does Good Customer Service Make a Difference?

You’ve all heard it before: customer service is important, and not just to your customers; you deserve good service, as well. The best credit card processing companies know how to use the latest technologies, respond to feedback, and seek…